Private: Retirement Basics

In the years approaching retirement, you might be willing to take greater risks in the hope of building your retirement fund. But come retirement, holding onto your capital and generating a return tends to be more attractive than investing for growth. The key is finding a balance of risk and reward you’re comfortable with.

RISK AND RETURN

When it comes to investing there are 2 important factors to consider, risk and return and the relationship between them. Most investments will carry some elements of risk, But while higher risk elements will carry a greater potential higher rewards, you should always consider your comfort level of risk before you decide what to invest in.

Understand Your Own Investment Objectives::

Capital Growth
Income
Capital Preservation
Liquidity

Read our article on the risk and return trade off